Attention homeowners in and around Morristown and Morris County: Need an appraisal?

Check out the top 7 reasons NJ homeowners order from CCR Appraisal Service:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
To challenge a NJ property tax assessment
To lower their mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
Settle an estate in NJ by determining the true market value of property in question

Need help deciding the price of your home in or near Morristown, NJ?
Contact CCR Appraisal Service.

At CCR Appraisal Service, we understand the individual needs of a consumer after appraisal services. Our usual business clients get the appraisal process and the usual "products" we deliver to them. Being a consumer that most likely doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at CCR Appraisal Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Appraisals to remove PMI

An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you delete unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal report from CCR Appraisal Service is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. An expert appraisal from CCR Appraisal Service can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? CCR Appraisal Service can We can assist you. Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.